Meet the ICA Technical Advisory Board

Bill Howarth

ICA Executive President

Bill is the President of ICA having been one of its original founders and the Chief Executive Officer of the ICA since 2001.

Bill is from a legal and academic background, having worked in universities and professional bodies around the world for most of his career.

Bill has published extensively on legal and compliance matters and is a key speaker at international conferences on the “Professionalisation of the Compliance Function and Standards of Competency in Compliance, Anti Money Laundering and Financial Crime Prevention”

Helen Langton

ICT Managing Director

Helen has overall responsibility for the management of ICT and its global hubs in the Middle East and the US.  Helen joined in 2007 with specific responsibility for the management of sales and marketing departments. 

As Managing Director, she now oversees the development of ICT paying particular attention to geographical expansion, product innovation, operational efficiency and ensuring that our students and clients are at the heart of the business.  Through her work with commercial partners and suppliers, Helen has developed a vale add strategic approach in which all those connected with the creation and delivery of programmes (from concept through to completion) reinforce the other in order to maximise the learning experience that we offer.

Pekka Dare

Director ICT Training

Pekka has oversight of the delivery and development of ICT programmes worldwide.  His role involves management of the ICT Training Faculty, where he has developed a world class faculty that delivers best in class training and education programmes across a range of jurisdictions.

Pekka’s other responsibilities include managing the ICT Research and Development Team which creates new and innovative programmes to respond to emerging regulatory and industry issues. 

Pekka is Chairman of the Money Laundering Officer’s Discussion Group (MLODG), a body which shares best practice amongst practitioners.

Pekka has extensive experience as a practitioner, including roles as an MLRO for a multinational life and pensions firm and Head of Financial Crime Prevention of a division of a major UK bank.  A qualified solicitor in the UK and New Zealand, Pekka has conducted prosecution for tax evasion and provided legal advice in respect of organised crime groups, complex frauds and corporate tax evasion.  He also worked for the UK Department of Trade and Industry.

Sally Scutt

ICA Strategic Advisor

Sally Scutt has more than 30 years' experience in international and private banking, having held a number of senior management positions. She has recently stepped down from her position as Deputy Chief Executive of the British Bankers' Association and as the Managing Director of the International Banking Federation.

For the past seventeen years she has been focussed on responding for the banking industry on the development of regulatory policy nationally and internationally. This has involved close working with regulatory and standard-setting bodies, covering a broad range of issues from financial inclusion and financial literacy, combatting financial crime, the regulation of capital markets, risk management and the prudential regulation of financial institutions.

She has been a member of a number of Government committees in relation to financial crime matters, and was Chairman of the Joint Money laundering Steering Group (JMLSG) which manages and develops industry guidance on the implementation of AML and other crime related law and regulation.

David Jackman

Strategic Advisor

David is compliance Non-Executive Director of a number of financial services companies and has written and lectured widely on ‘good’ governance. He was co-opted as governance expert for the Commission for a Sustainable Olympics London 2012 and for 6 years produced an independent index (published in the FT) of FTSE 100 corporate governance.

As FSA Head of Ethics (and Education), was the first financial regulator to focus on corporate ethics, culture and maturity. He has translated his approach to sustainable development as Chair and primary author of the UK national standard and the international standard (ISO) for sustainable communities in 2016.

David set the education and competence standards framework for the entire UK financial services industry, a regime adopted by many other jurisdictions. This included being the first financial regulator to introduce standards specifically for operations functions. He has started a series of successful training organisations and co-founded a professional institute. And became the first CEO of the statutory government - industry standards council for financial services.

David has a double distinction in Education from Cambridge University and an MA from Oxford. He teaches Governance, Risk and Compliance at Diploma, Degree and Masters levels around the world, especially in Singapore.

Anthony Smith-Meyer

Anthony Smith-Meyer is a specialist within Governance, Compliance and topics relating to organisational behaviour. After leaving mainstream banking in January 2012, he founded and was Editor-in-Chief of the Journal of Business Compliance launched the following November. Previously Head of Group Compliance at Fortis Group and a member of the Group Executive Committee of Compliance and Control at BNP Paribas, Anthony has been extensively involved with Compliance matters since 2003. Anthony holds the Institute of Directors Diploma in Corporate Direction, is a Certified Director of the Institut Luxembourgeois des Administrateurs.

 He is an Adjunct Professor and lecturer of International Business and Management at the European Campus of Miami University, Ohio, an independent executive lecturer, trainer, coach and advisor in matters relating to Corporate Governance and Compliance; including delivery of Master Classes in Company Direction and Compliance Management in conjunction with ICA (UK) and Manchester Business School. He is currently establishing a social impact IT platform (thegovernanceproject.org) in his specialty fields and is shortly to publish an undergraduate textbook on Organisational Behaviour.

Mark Taylor

HSBC

Mark is an Education Head at HSBC with focus on regulatory compliance. His responsibilities include the identification and development of global education solutions in response to regulatory risks.

His previous roles within Lloyds Bank, Standard Bank and HSBC have focussed on corporate governance, regulatory requirements and data protection. He has held a range of senior posts including Head of Secretariat, Head of Compliance and Money Laundering Compliance Officer.

He has previously held various external appointments on a voluntary basis including Trustee and Non-Executive Director of REAch 2  Academy Trust, the largest primary-only academy trust in the UK.

Mark enjoys travel and has plenty of international experience having lived in Hong Kong, Jersey and the UK.  He reflects on his time in Hong Kong “I arrived in Hong Kong as a young bachelor with just one suitcase – I left some years later married with three children and a shipping container of things”.  

Alison Houston

RBS

Alison Houston BA (hons) Financial Services, Dip DM, Chartered Banker Professional Standards and Professional Career Development Programmes.

Alison has nearly 30 years’ experience working in financial services across frontline banking, products and marketing, project management and consultancy.

Most recently she has developed and launched the RBS approach to the Apprenticeship Levy working with a range of professional bodies, including the ICA, to design professional programmes that will support professional standards in RBS. Alison is also a member of the CB:PSB Professional Standards Council, an initiative established to define and monitor professional standards across the banking industry.

Jeffrey Cheah

Hua Nan Bank

Jeffrey Cheah is the Head of Compliance and Money Laundering Reporting Officer (MLRO) at Hua Nan Commercial Bank Ltd, London Branch. He has experience in managing wide ranging responsibilities within complex and dynamic environment. A commercially orientated and financially experienced professional with proven Compliance/AML/Finance/Tax/IT skills personally involved in three newly setup organisations (two banks & a securities company). Built, organised and managed compliance/AML and accounting departments together with back office and IT operations.

Prior to his current role, he was the Head of Compliance and MLRO of a Real Estate Investment Bank arm of a large Banking Group in Germany for 14 years. He also held the position of a Chief Compliance Officer and the Chief Financial Officer for a major securities company.

He attained a Bachelor of Arts Degree in Accounting & Economics, a Diploma in Anti Money Laundering awarded by ICA in association with Manchester Business School and a Master Degree in Accounting and Finance at the London School of Economics and Political Science (LSE).

He is a Fellow of the International Compliance Association (FICA; Certified Professional), Member of the Chartered Institute for Securities & Investment (MCSI), Professional member of the Institute of Money Laundering Prevention Officers (IMLPO), Member of the Anti-Money Laundering Professionals (AMLP) Forum.

Robert Dagg

Close Brothers

Robert has worked in the financial services sector for 30 years and has held a number of positions across sales, governance and assurance. He enjoys both the technical and leadership aspects of the roles held and is always keen to build by knowledge and increase his professional network. As a fellow of the ICA he thinks it is great to meet other members to share experiences and find new solutions to the latest challenges. Away from the office he enjoys swimming and volunteers as a Coastguard Rescue Officer with HM Coastguard.

Johanna Maria Leiner

Paysafe

Johanna M. Leiner is Head of Policy and Assurance at Paysafe Group.

As an experienced compliance manager with several years of professional experience in the financial sector Johanna specialises in compliance assurance and training, anti-bribery & corruption, and whistleblowing.

After obtaining her law degree from the University of Innsbruck (Austria) and an exchange year at the UCD School of Law in Dublin (Ireland), Johanna started her career at the Financial Market Authority (FMA) in Liechtenstein.

She then worked as a Senior Legal Counsel at the Austrian FMA for over 4 years, before she joined the Paysafe Group in June 2013.

Johanna is a graduate of the certified program “Financial Market Authority” at the Vienna University of Economics and Business at the WU Executive Academy and is co-author of chapters of the “Kommentar zum InvFG”, a renowned book of reference for the implementation of the UCITS IV Directive into Austrian law.

Johanna is a member and official Ambassador for the networking group “Fintech Ladies” in Vienna, Austria.

Geoffrey Shindler

Consultant, DWF LLP

Geoffrey Shindler OBE is a consultant with DWF LLP a Manchester based firm and he continues to specialise in wills, trusts, capital taxation and estate work.

Geoffrey has a degree and post graduate degree in law from the University of Cambridge and is a solicitor and registered Trust and Estate Practitioner. He was one of the founder members of STEP and its Chairman between 1994 and 1998. He was Chairman of its Education Committee when its Diploma examination was developed and introduced. He is now its President.

He is Chairman of Manchester Camerata Orchestra Trust and he serves on the Board of Directors of the Royal Exchange Theatre, Manchester; he is a trustee of the Manchester Portico Library Charitable Trust. He is Vice Chairman of Lancashire County Cricket Club. He is a member of the UK based Trust Law Committee and has sat on various committees studying the working of inheritance tax legislation in the UK. He is a member of the International Academy of Estate and Trust Law.

He is one of the joint authors of “Practical Inheritance Tax Planning, the Consulting Editor of Trusts and Estates Law and Tax Journal and a member of the Editorial Board of Wills and Trusts Law Reports.

V. Maslamani

Chief Compliance Officer, Al Rajhi Banking & Investment Corporation (Malaysia) Berhad

V. Maslamani is currently the Chief Compliance Officer of Al Rajhi Banking & Investment Corporation (Malaysia) Berhad. Prior to this, he was the Group Compliance Officer of a large banking group in Malaysia. In his 27 years in banking, he has worked as a regulator, auditor, handled operations, managed business and worked in risk management before specializing in compliance.

He was the Chairman of the Compliance Officers’ Networking Group in Malaysia in 2009 and 2010. During this period, he championed the idea of compliance accreditation and certification in Malaysia and co-chaired the committee under Asian Institute of Finance (AIF) to introduce the AML certification and accreditation in Malaysia. He has worked on many initiatives to professionalize compliance function in Malaysia. He is currently a member of the moderation committee of Financial Accreditation Agency (FAA).

He attained two degrees i.e. Bachelor of Accounting (Hons) and Bachelor of Economics (Hons) and a post graduate diploma in Anti Money Laundering awarded by ICA in association with Manchester Business School. He recently attained Chartered Banker certification by Chartered Banker Institute, UK. He regularly speaks at various forums, conferences and events held by regulators, enforcement agencies and private sector.

Frank S Nielsen

Dean R. Rowan, FCPA., FFIN., FTIA., FTMA., ANLP., MECG., MAICD.

Group Chief Risk & Compliance Officer, Gulf One Investment Bank

Dean Rowan is the Chief Risk and Compliance Officer of Gulf One Investment Bank, Chairman of the GCC Risk, Compliance, and AML Professionals, Regional Director the Professional Risk Managers International Association (PRMIA), Advisory Board Member of the International Compliance Association (ICA) (London), Member of the Australian Company Directors.

Previously, Dean worked with Barclays Bank PLC, London as Head of Group Risk, and with Westpac Bank, Australia as Head of Risk of Global Treasury, and Head of Credit and worked with Citibank, Australia and Asia Pacific for over a decade.

Dean is a Senior Fellow of Financial Services Institute, Fellow of the International Compliance Association, Fellow of the Australian Society of Certified Practicing Accountants; Australia; a Fellow of the Taxation Institute of Australia; a Fellow of the Taxation and Management Accountants, Australia, and a member of the Australian Institute of Company Directors.

Marios Skandalis

Bank of Cyprus

Marios Skandalis is a Fellow member of the Association of Chartered Certified Accountants (UK), a licensed member of the Association of Certified Fraud Examiners (US), a Fellow member of the Institute of Chartered Secretaries and Administrators – ICSA (UK) and a Certified Financial Consultant.  He is also a Fellow member of the International Compliance Association (UK) and a professional member of the Society of Corporate Compliance and Ethics (US).

Today he is the Director of the Group Compliance Division of the Bank of Cyprus Group.  His professional career commenced in 1995 when he served as an Audit Supervisor and a Senior Management Consultant with Ernst & Young in the South-Eastern European region.  In year 2000 he moved to the Bank of Cyprus Group and took the post of Chief Financial Officer of the General Insurance of Cyprus for over a decade.  He then took the post of Manager for the Organization of the Bank’s Overseas Operations until 2013 when he was appointed as Legal Representative and head of the Bank of Cyprus’ operations in Greece.

Mr Skandalis is the President of the Institute of Certified Public Accountants of Cyprus and the Vice-President and founder member of the Association of Certified Fraud Examiners (Cyprus).  He is the President of the Cyprus Integrity Forum and the former Executive Vice-President and founder member of Transparency International (Cyprus).  He is also an appointed Board member of the Technical Advisory Board of the International Compliance Association (UK).  He is an active anti-fraud/corruption and compliance professional and chairs or participates as key note speaker to related international conferences/forums in Europe.

Mr Skandalis is the winner of the 2016 Banker of the Year Award – Cyprus by the AI Magazine in the United Kingdom.  He is also the winner of the 2017 American Academy Nicosia Alumni Achievement Award in recognition of his remarkable success and achievements in his chosen career of compliance, corporate governance and anti-financial crime.

Kamola Makhmudova

European Bank for Reconstruction and Development

Senior Banker, Financial Institutions Team; Trade Facilitation Programme (TFP); European Bank for Reconstruction and Development (EBRD)

Kamola Makhmudova is a Senior Banker at the EBRD, working in the Financial Institutions department’s TFP team. Here she leads the TFP’s policy dialogue on the development of trade finance and compliance, access to trade finance for small and medium size businesses, as well as a number of capacity development projects, including the internationally accredited EBRD Trade Finance e-Learning Programme. Her daily work involves approving transactions in all the economies where the EBRD invests, and developing trade finance limits for new partner banks. Kamola is also founder and editor of the EBRD magazine Trade Exchange.

Kamola came to the TFP from the EBRD’s Transport, Power and Energy Utilities departments, and has broad experience in emerging market economies, working on debt, equity and complex project finance transactions in both the private and public sectors.  

Kamola began her career in 1997 at ABN AMRO Bank, where she worked in Corporate Banking and the Customer Services Department.

Kamola’s expertise is also recognised externally; she is a member of the Correspondent Banking Coordination Group, at the Financial Stability Board, IMF and WTO on global and regional efforts,  to enhance the coordination of capacity development activities, where she represents the EBRD and contributes to the policymaking and thinking on global challenges of de-risking and access to international trade finance. She is also currently studying for an MBA at Cambridge University’s Judge Business School.

Kamola Makhmudova  (@KMakhmudova)

Fareda Sands

President of BACO

Fareda D. Sands is President of Initium Novum Enterprise Ltd. which is a Compliance Consultancy firm in The Bahamas specializing in AML/CFT matters, Training and Investigative Services. She has over 23 years of experience in the Financial Services Industry working in various domestic and International banks as a Compliance Professional, Sr. Compliance Manager, VP of Compliance and a Director of AML and MLRO. She is the President of The Bahamas Association of Compliance Officers (BACO) and has been on the Executive Committee for the last five years in various roles.

Fareda holds various international designations in the Compliance and Anti-Money Laundering, as well as the Financial Crimes field. She is a Fellow in The International Compliance Association (FICA) and holds memberships in The Association of Certified Anti- Money Laundering Specialists (ACAMS), The Association of Certified Financial Crimes Specialists (ACFCS) and The Association of Certified Fraud Examiners. In addition she also holds the TEP designation from The Society of Trust and Estate Practitioners (STEP) and is currently pursuing the Chartered Bankers MBA Degree. She is a part-time lecturer at The Bahamas Institute of Financial Services and has been a speaker at several local and international conferences. She serves on the Caribbean Regional Compliance Association Company Ltd (CRCA) as a Director. She also serves on the Board of Regents of the AMLFC Institute and the Technical Advisory Board of the ICA in London. 

Judith de Swart

Citigroup

Ronan Peter Coyle

Danske

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